Pizza Shop Loans

Pizza Shop Loans / Funding

Pizza is an extremely popular food among Americans of all ages today. Whether dining in, taking out, or ordering delivery, Americans love their pizza. It is also the most popular food posted on Instagram. For these reasons, pizza shops are alive and well. Although it is a big industry, independent shops have some trouble competing with large pizza chains. Banks, credit unions, and alternative lenders can give these independent shops the financing they need to compete. There are numerous options for pizza shop loans.

Small Business Funding has a merchant cash advance program specifically for businesses such as pizza shops. We understand the necessity for a fast cash infusion and finding someone who can facilitate the funding makes your life easier.

Man putting pizza in new oven financing due to a pizza shop loan


Pizza Shop Loans

Since independent pizza shops have to compete with large chains, many banks see them in a negative light. In addition, banks and credit unions make it harder to secure pizza shop loans. Both would request several years bank tax returns, a recent profit and loss statement, and several months of bank statements. Most require a minimum of 3 years in business and a FICO score of at least 750. In addition, it can take awhile to not only get approved for financing but also receive the capital.

With Small Business Funding it is easier to get the financing that your pizza shop needs. Bad credit, bankruptcies, and tax liens are okay (as long as there is a payment plan in place). Documentation required to receive an approval is an application (one page), 3 months of bank statements and 3 months of credit card merchant statements (if you process credit cards). This information will allow an alternative lender to provide you with a decision within 24 hours.

The biggest issue independent pizza shops have compared to large chains is online ordering. It may be too costly for independent shops to implement. Small Business Funding can get you the capital you need for the technology to put an online ordering system in place. With the number of trends pizza shops will see in 2016, there are numerous opportunities for success and growth.

ACH Revenue Based Loan

If you do not want to have payments held back through your credit card processor then you can have payments debited directly from your business bank account. This too can be a fixed percentage of your daily credit card sales or it can be a fixed daily payment Monday through Friday. So the necessity of accepting credit cards is NOT a requirement. An ACH Revenue Based Loan is an option.

Pizza shop financing from Small Business Funding can help take your business to new heights. You can also buy any new equipment you may need or use it to make payroll. Small Business Funding can help you do what you need to in order for your pizza shop to be a great success. Apply for a small business loan today and find out how much your pizza shop is approved for. There is absolutely no obligation.


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