We Make Small Business Funding Easy!
Smarter | Faster | Flexible
Why Choose Us?
For over 12 years, Small Business Funding has provided thousands of small businesses the funding they have needed, when they needed it. As small business owners ourselves, we know how important securing funding is to a business’s survival. We have issued tens of millions of dollars in working capital and many of clients return for additional funding 8, 9, and more than 10 times.
Approvals in 24 hours. Funding in mere days.
Easy. Simple. Intuitive Process. Our application takes less than 5 minutes to complete.
All Credit Considered
Each business receives a dedicated account representative.
Apply for FREE 24/7
There is no cost or obligation to commit to funding when applying, & you can apply 24/7.
What Small Business Owners are Saying
This is the only company to go to for lending when you need it. We have utilized their services for the last 7 years. The staff is professional, friendly, and they have the information we need when we need it. Highly recommend this group!
I enjoyed my experience with both Nicholas and Jon. They helped me navigate through my journey of obtaining our company’s very first business loan. I am super excited about my future with Small Business Funding and how they will assist the growth of our companies, Astute & Studious Business Logistics LLC and Nature’s North Freight Inc!
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Frequently Asked Questions
How to get funding for a small business?
To get funding for an established small business, it's important to have a solid business plan, financial projections, and a good credit history. Smallbusinessfunding.com offers a streamlined application process, competitive rates, and access to a network of lenders. They also offer personalized support and guidance throughout the funding process.
Is working capital the same as a line of credit?
A working capital loan typically has a term of six to 18 months, whereas a line of credit typically remains open for a year and requires the borrower to pay down the balance to zero at least once. Despite these differences, both types of loans can help prevent the accumulation of paid interest over extended periods.
How does line of credit affect working capital?
A revolving line of credit that is unsecured can serve as a useful means of supplementing your working capital. Such lines of credit are intended to fund short-term working capital requirements and come with more favorable terms than business credit cards. Moreover, your business can borrow only the necessary amount as and when required.
Why Is Working Capital Important?
The significance of working capital lies in its ability to finance a business's daily operations and fulfill its short-term liabilities. Adequate working capital enables a company to sustain its obligations, including payments to suppliers and employees, and cover other expenses such as interest payments and taxes, even during periods of cash flow difficulties.