by Balustrade Creative | Aug 16, 2022 | Alternative Business Financing, Working Capital
Commercial loan requirements are different from those of residential or auto loans. Commercial loans are looked at differently. They are also paid back in a variety of ways. Several things go into how your loan is approved. Before you apply for a commercial loan, take...
by Balustrade Creative | Jul 29, 2022 | Alternative Business Financing, Marketing & Sales
If a company sells goods and services on credit, its books will show a misleading balance. The books will show money that should be there, but your bank statements will be lacking until the money actually arrives from the buyer. In most credit situations, a “90 days...
by Balustrade Creative | Feb 24, 2021 | Alternative Business Financing
If you are a small business owner, you will likely know that your business is vulnerable to various financing mistakes. Did you know that unlike larger and more established operations, small business owners are less likely to recover from costly mistakes and errors?...
by Balustrade Creative | Oct 14, 2020 | Alternative Business Financing
As the PPP program ended in August, a rather alarming trend could be seen in overall bank lending, particularly as it related to small businesses. Banks began tightening lending standards across the board according to a Federal Reserve survey. This is in spite of the...
by sbf | May 15, 2020 | Alternative Business Financing
Alternative lending refers to the practice of lending money or providing an advance outside of traditional means such as a bank. Typically, the process of alternative lending takes place online and over the phone. How did Alternative Lending Begin? In the early...
by sbf | Mar 24, 2020 | Alternative Business Financing, Small Business Funding
What is under-capitalization? Under-capitalization is when your business does not have enough capital or funds to perform your normal business operation or pay your bills. You may run a financially successful business, but being under-capitalized means your don’t have...