Small Business Funding Process - Quick and Easy

The Process

The application and approval process is quick and easy. We make the process painless for you by working directly with lenders and negotiating the most favorable rates, terms, and funding types on your behalf.

Step 1:

Complete our free online application form and one of our loan specialist will contact you or call 1-800-742-2995.

They will explain the entire process in detail, answer any questions you may have and, most importantly, provide you with realistic expectations.

Once you feel comfortable moving forward, we will need to review your last three months of business bank account statements (at a minimum). Requests for certain options may require us to review additional information.

Our website is completely secure and we assure you that any submitted data will be used for the sole purpose of processing your funding application and will never be shared with any third party.


Step 2:

Our underwriting team will review your file and quickly determine which lenders best suit your specific funding needs.

Our proprietary lender matching model will take into account multiple factors while comparing funding programs including:

  • Your industry
  • Time in business
  • Monthly revenues
  • Requested funding amount
  • Requested repayment term


Step 3:

Next, once we identify and select the appropriate lender/s, we will submit your file for their prompt review. In most cases, they will provide an approval/decline decision in less than twenty-four hours. Once approved, some additional documents like a copy of a lease or mortgage statement, a driver’s license, and a voided check are all that may be needed. However, there are some instances where a lender may request a tax return and/or additional financial and related documents.


Step 4:

Once funding approval is final, your money will be deposited into your bank account and your agreed upon repayment schedule will start with the lender in just days.

If at ANY time throughout the entire program you should have any questions, do not hesitate to contact your Funding Manager at Small Business Funding. We are here to help you!


This all happens in as little as 48 hours! It is that simple!