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What is Revolving Utilization?

What is Revolving Utilization?

by Balustrade Creative | Mar 4, 2022 | Business Financing, Financial Advice, Insights To Business, Small Business Cash Flow

Your credit utilization is one of the most important driving factors when determining your credit score. Also known as your debt-to-credit ratio, it makes up almost one-third of your total FICO score. The only thing that matters more than how much credit you...
Obtaining Farm Loans With Bad Credit

Obtaining Farm Loans With Bad Credit

by Balustrade Creative | Feb 28, 2022 | Bad Credit Business Loans, Business Financing, Financial Advice, Working Capital

Today’s farm families are facing some of the hardest times ever. Not only is the economic outlook on the shaky side, they must still deal with all of the other unpredictables that surround farming. Bad weather, poor crop production, and breakdowns in equipment...
Five Small Business Cash Flow Management Tips

Five Small Business Cash Flow Management Tips

by Balustrade Creative | Feb 24, 2022 | Business Financing, Financial Advice, Insights To Business, Working Capital

Owning a business will provide you with an education on how to manage your finances rather quickly. For the most part, when your business is running smoothly, you have few worries when it comes to cash flow. The problems begin to arise when your business hits a...
Understanding the Difference Between Fixed and Working Capital

Understanding the Difference Between Fixed and Working Capital

by Balustrade Creative | Feb 14, 2022 | Business Financing, Financial Advice, Insights To Business, Working Capital

When you own a small business, having sufficient capital is extremely important. Both fixed capital and working capital are equally important if you plan to be successful. Understanding the difference between fixed capital and working capital is important and will...
10 Valuable Small Business Tax Deductions for 2022

10 Valuable Small Business Tax Deductions for 2022

by Balustrade Creative | Jan 29, 2022 | Business Financing, Financial Advice, Insights To Business

As a small business, any time you can save money is beneficial. The Internal Revenue Service (IRS) provides a plethora of resources to help small business owners.  Small business tax deductions are designed to help you keep a little more of what you earn by claiming...
Assets vs. Liabilities: What’s the Difference & How the Two Impact Your Business

Assets vs. Liabilities: What’s the Difference & How the Two Impact Your Business

by Balustrade Creative | Jan 25, 2022 | Business Financing, Financial Advice, Insights To Business

One of the first things you need to understand when you run a business is the difference between assets minus liabilities. Each has a purpose and can be used to benefit the company in one way or another. The key is understanding how to utilize both to their fullest...
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